:root {
  --paper: #f8f5ef;
  --white: #ffffff;
  --mist: #eef4f0;
  --sage: #d8e5db;
  --sand: #f2eadb;
  --porcelain: #fcfbf7;
  --blue: #386f91;
  --blue-strong: #25506d;
  --aqua: #d9edf0;
  --gold: #ad7f34;
  --gold-soft: #ead9b8;
  --ink: #24384a;
  --muted: #627487;
  --line: #d9e1df;
  --error: #9c3a32;
  --success: #2f6d51;
  --shadow: 0 24px 62px rgba(42, 64, 76, 0.12);
  --shadow-soft: 0 18px 42px rgba(42, 64, 76, 0.08);
  --radius: 8px;
  --container: 1180px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  overflow-x: hidden;
}

body {
  margin: 0;
  overflow-x: hidden;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.42), rgba(248, 245, 239, 0) 360px),
    var(--paper);
  color: var(--ink);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 17px;
  line-height: 1.58;
  letter-spacing: 0;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

button,
input,
select,
textarea {
  font: inherit;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

.container {
  width: min(var(--container), calc(100% - 36px));
  margin: 0 auto;
}

.skip-link,
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link:focus {
  position: fixed;
  top: 14px;
  left: 14px;
  z-index: 200;
  width: auto;
  height: auto;
  clip: auto;
  padding: 10px 14px;
  border-radius: var(--radius);
  background: var(--gold-soft);
  color: var(--ink);
  font-weight: 800;
}

:focus-visible {
  outline: 3px solid rgba(185, 139, 60, 0.45);
  outline-offset: 3px;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 80;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  min-height: 78px;
  padding: 12px 28px;
  border-bottom: 1px solid rgba(217, 225, 223, 0.95);
  background: rgba(252, 251, 247, 0.96);
  backdrop-filter: blur(14px);
}

.site-header.is-scrolled {
  box-shadow: 0 14px 34px rgba(39, 63, 76, 0.1);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: 0;
  text-decoration: none;
}

.brand-logo {
  width: 92px;
  height: 44px;
  object-fit: contain;
  flex: 0 0 auto;
}

.brand-text {
  display: grid;
  gap: 2px;
  line-height: 1.08;
}

.brand-text strong {
  color: var(--blue-strong);
  font-size: 20px;
  font-weight: 900;
}

.brand-text small {
  color: var(--gold);
  font-size: 12px;
  font-weight: 800;
}

.primary-nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.primary-nav a {
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  padding: 9px 12px;
  border-radius: var(--radius);
  color: var(--blue-strong);
  font-size: 14px;
  font-weight: 800;
  text-decoration: none;
  white-space: nowrap;
}

.primary-nav a:hover,
.primary-nav a:focus-visible {
  background: var(--mist);
  outline: none;
}

.primary-nav .nav-cta {
  margin-left: 6px;
  background: var(--blue);
  color: var(--white);
  box-shadow: 0 10px 22px rgba(56, 111, 145, 0.18);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  padding: 10px;
  cursor: pointer;
}

.nav-toggle span:not(.sr-only) {
  display: block;
  width: 100%;
  height: 2px;
  margin: 5px 0;
  background: var(--blue-strong);
}

.hero {
  padding: 58px 0 46px;
  background:
    linear-gradient(135deg, rgba(217, 237, 240, 0.52), rgba(255, 255, 255, 0.96) 46%, rgba(234, 217, 184, 0.32)),
    var(--paper);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 0.66fr);
  gap: clamp(28px, 4vw, 54px);
  align-items: center;
}

.hero-copy {
  max-width: 680px;
}

.eyebrow,
.section-kicker,
.mini-label {
  margin-bottom: 12px;
  color: var(--gold);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1 {
  max-width: 660px;
  margin-bottom: 18px;
  color: var(--blue-strong);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(34px, 3.8vw, 52px);
  line-height: 1.05;
  font-weight: 800;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 16px;
  color: var(--blue-strong);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(28px, 3.5vw, 46px);
  line-height: 1.12;
  letter-spacing: 0;
}

h3 {
  margin-bottom: 10px;
  color: var(--blue-strong);
  font-size: 20px;
  line-height: 1.25;
}

.hero-intro {
  max-width: 620px;
  margin-bottom: 24px;
  color: #425468;
  font-size: clamp(18px, 2vw, 20px);
  line-height: 1.5;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 16px;
}

.button {
  min-height: 48px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid transparent;
  border-radius: 7px;
  padding: 13px 20px;
  font-weight: 900;
  text-decoration: none;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-1px);
  box-shadow: 0 14px 28px rgba(39, 63, 76, 0.14);
}

.button-primary {
  background: var(--blue);
  color: var(--white);
  box-shadow: 0 14px 30px rgba(56, 111, 145, 0.2);
}

.button-secondary {
  border-color: rgba(56, 111, 145, 0.28);
  background: rgba(255, 255, 255, 0.86);
  color: var(--blue-strong);
}

.hero-figure {
  position: relative;
  margin: 0;
  overflow: hidden;
  padding: 8px;
  border: 1px solid rgba(217, 225, 223, 0.95);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.82);
  box-shadow: var(--shadow);
}

.hero-figure img {
  width: 100%;
  aspect-ratio: 5 / 4;
  border-radius: calc(var(--radius) - 2px);
  object-fit: cover;
  object-position: center 48%;
}

.trust-strip {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: var(--white);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.trust-grid span {
  min-height: 76px;
  display: flex;
  align-items: center;
  padding: 16px 18px;
  border-right: 1px solid var(--line);
  color: var(--blue-strong);
  font-size: 15px;
  font-weight: 850;
}

.mandate-section {
  padding: 34px 0 0;
  background: var(--paper);
}

.mandate-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  gap: 38px;
  align-items: start;
  padding: 38px;
  border: 1px solid rgba(217, 225, 223, 0.95);
  border-left: 6px solid var(--blue);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow-soft);
}

.mandate-panel h2 {
  margin-bottom: 14px;
  font-size: clamp(28px, 3vw, 40px);
}

.mandate-panel p {
  margin-bottom: 0;
  color: var(--muted);
}

.mandate-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.mandate-list article {
  display: grid;
  gap: 10px;
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--porcelain);
}

.mandate-list strong {
  color: var(--blue-strong);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 20px;
  line-height: 1.2;
}

.mandate-list span {
  color: var(--muted);
}

.trust-grid span:first-child {
  border-left: 1px solid var(--line);
}

.section {
  padding: 74px 0;
}

.section-soft {
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.2), rgba(255, 255, 255, 0)),
    var(--mist);
}

.section-warm {
  background: var(--sand);
}

.split,
.decision-grid,
.image-grid,
.trust-layout,
.faq-layout,
.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);
  gap: 46px;
  align-items: start;
}

.decision-grid {
  align-items: stretch;
}

.split.reverse,
.image-grid.reverse {
  grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);
}

.prose p,
.section-head p,
.text-panel p,
.trust-section p,
.faq-layout > div > p,
.contact-copy p {
  color: var(--muted);
}

.section-head {
  max-width: 820px;
  margin-bottom: 28px;
}

.section-head.compact {
  max-width: 680px;
}

.section-intro {
  color: var(--muted);
}

.choice-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-top: 22px;
}

.choice-list label {
  display: flex;
  gap: 10px;
  align-items: center;
  min-height: 74px;
  padding: 13px 14px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.88);
  color: var(--ink);
  font-weight: 800;
  box-shadow: 0 8px 18px rgba(42, 64, 76, 0.04);
}

.choice-list input {
  width: 18px;
  height: 18px;
  margin-top: 3px;
  accent-color: var(--blue);
  flex: 0 0 auto;
}

.advisor-card,
.quote-box,
.form-shell,
.contact-card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow);
}

.advisor-card {
  padding: 32px;
  border: 0;
  background: linear-gradient(135deg, var(--blue-strong), var(--blue));
  color: var(--white);
}

.advisor-card h3 {
  color: var(--white);
}

.advisor-card .mini-label {
  color: var(--gold-soft);
}

.advisor-card p {
  color: rgba(255, 255, 255, 0.84);
}

.advisor-card .tag-row span {
  border-color: rgba(255, 255, 255, 0.24);
  background: rgba(255, 255, 255, 0.12);
  color: var(--white);
}

.tag-row,
.pill-list,
.mini-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
  margin-top: 18px;
}

.tag-row span,
.pill-list span,
.mini-grid span {
  display: inline-flex;
  align-items: center;
  min-height: 34px;
  padding: 7px 10px;
  border: 1px solid rgba(56, 111, 145, 0.18);
  border-radius: var(--radius);
  background: var(--aqua);
  color: var(--blue-strong);
  font-size: 14px;
  font-weight: 850;
}

.card-grid {
  display: grid;
  gap: 18px;
}

.card-grid.four {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.info-card {
  min-height: 220px;
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(252, 251, 247, 0.96)),
    var(--white);
  box-shadow: 0 14px 30px rgba(42, 64, 76, 0.06);
}

.info-card p {
  color: var(--muted);
}

.card-number {
  display: inline-flex;
  margin-bottom: 30px;
  color: var(--gold);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 28px;
  font-weight: 900;
}

.image-section {
  background: var(--white);
}

.image-section.alt {
  background: var(--paper);
}

.image-grid {
  align-items: center;
}

.image-panel {
  margin: 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.image-panel img {
  width: 100%;
  aspect-ratio: 5 / 4;
  object-fit: cover;
  object-position: center;
}

.check-list {
  display: grid;
  gap: 10px;
  padding: 0;
  margin: 24px 0 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 28px;
  color: var(--ink);
  font-weight: 750;
}

.check-list li::before {
  content: "";
  position: absolute;
  top: 0.68em;
  left: 0;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--gold);
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.steps article {
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--porcelain);
  box-shadow: 0 12px 28px rgba(42, 64, 76, 0.06);
}

.steps span {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  margin-bottom: 18px;
  border-radius: 50%;
  background: var(--gold-soft);
  color: var(--blue-strong);
  font-weight: 900;
}

.steps p {
  color: var(--muted);
}

.trust-section {
  background: linear-gradient(135deg, rgba(217, 237, 240, 0.78), var(--white) 58%, rgba(242, 234, 219, 0.9));
}

.quote-box {
  padding: 32px;
  border-top: 4px solid var(--gold-soft);
}

.quote-box p {
  color: var(--blue-strong);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 28px;
  line-height: 1.32;
}

.quote-box strong,
.quote-box a {
  display: block;
  margin-top: 8px;
  color: var(--blue-strong);
  font-weight: 900;
  text-decoration: none;
}

.faq-list {
  display: grid;
  gap: 10px;
}

details {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--porcelain);
}

summary {
  min-height: 58px;
  display: flex;
  align-items: center;
  padding: 16px 18px;
  color: var(--blue-strong);
  font-weight: 900;
  cursor: pointer;
}

details p {
  margin: 0;
  padding: 0 18px 18px;
  color: var(--muted);
}

.contact-section {
  background: var(--white);
}

.contact-grid {
  align-items: start;
}

.contact-card {
  display: grid;
  gap: 6px;
  margin-top: 24px;
  padding: 22px;
}

.contact-card strong {
  color: var(--blue-strong);
}

.contact-card a {
  color: var(--blue-strong);
  font-weight: 850;
  text-decoration: none;
}

.form-shell {
  padding: 22px;
  border-top: 4px solid var(--gold-soft);
}

.form-tabs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  margin-bottom: 18px;
}

.form-tabs button {
  min-height: 44px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--mist);
  color: var(--blue-strong);
  font-weight: 900;
  cursor: pointer;
}

.form-tabs button.is-active {
  background: var(--blue);
  color: var(--white);
}

.awz-form {
  display: grid;
  gap: 14px;
}

.awz-form.is-hidden {
  display: none;
}

.awz-form label {
  display: grid;
  gap: 7px;
  color: var(--blue-strong);
  font-size: 14px;
  font-weight: 900;
}

.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

input,
select,
textarea {
  width: 100%;
  min-height: 46px;
  border: 1px solid #cfd9d8;
  border-radius: var(--radius);
  background: var(--white);
  color: var(--ink);
  padding: 11px 12px;
}

textarea {
  min-height: 130px;
  resize: vertical;
}

input[aria-invalid="true"],
select[aria-invalid="true"],
textarea[aria-invalid="true"] {
  border-color: var(--error);
  box-shadow: 0 0 0 3px rgba(156, 58, 50, 0.12);
}

.consent {
  display: flex !important;
  grid-template-columns: none;
  align-items: flex-start;
  gap: 10px !important;
  color: var(--muted) !important;
  font-size: 14px !important;
  font-weight: 700 !important;
}

.consent input {
  width: 18px;
  min-height: 18px;
  height: 18px;
  margin-top: 3px;
  accent-color: var(--blue);
  flex: 0 0 auto;
}

.hp-field {
  position: absolute;
  left: -9999px;
  opacity: 0;
}

.form-error,
.form-success {
  margin: 0;
  font-weight: 850;
}

.form-error {
  color: var(--error);
}

.form-success {
  color: var(--success);
}

.mobile-cta {
  position: fixed;
  right: 14px;
  bottom: 14px;
  z-index: 70;
  display: none;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  padding: 12px 16px;
  border-radius: var(--radius);
  background: var(--blue);
  color: var(--white);
  font-weight: 900;
  text-decoration: none;
  box-shadow: 0 16px 34px rgba(39, 63, 76, 0.2);
}

body.show-mobile-cta .mobile-cta {
  display: inline-flex;
}

.site-footer {
  padding: 52px 0 34px;
  border-top: 1px solid var(--line);
  background: var(--paper);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 0.85fr 0.75fr;
  gap: 36px;
}

.footer-logo {
  width: 102px;
  height: auto;
  margin-bottom: 16px;
}

.site-footer h2 {
  margin-bottom: 12px;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 17px;
}

.site-footer p,
.site-footer a {
  color: var(--muted);
}

.site-footer a {
  display: block;
  margin-bottom: 8px;
  text-decoration: none;
  font-weight: 800;
}

.footer-bottom {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid var(--line);
}

.footer-bottom p {
  margin: 0;
  font-size: 14px;
}

@media (max-width: 1080px) {
  .primary-nav {
    gap: 0;
  }

  .primary-nav a {
    padding: 8px 9px;
  }

  .card-grid.four,
  .steps {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 860px) {
  body {
    font-size: 16px;
  }

  .site-header {
    padding: 10px 18px;
  }

  .brand-text small {
    display: none;
  }

  .nav-toggle {
    display: block;
  }

  .primary-nav {
    position: absolute;
    top: calc(100% + 1px);
    left: 0;
    right: 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 10px 18px 18px;
    border-bottom: 1px solid var(--line);
    background: var(--white);
    box-shadow: 0 18px 34px rgba(39, 63, 76, 0.12);
  }

  .primary-nav.open {
    display: flex;
  }

  .primary-nav a {
    min-height: 46px;
    padding: 11px 12px;
  }

  .primary-nav .nav-cta {
    margin: 8px 0 0;
    justify-content: center;
  }

  .hero {
    padding: 42px 0 34px;
  }

  .hero-grid,
  .split,
  .split.reverse,
  .mandate-panel,
  .decision-grid,
  .image-grid,
  .image-grid.reverse,
  .trust-layout,
  .faq-layout,
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .hero-intro {
    font-size: 19px;
  }

  .hero-figure img,
  .image-panel img {
    aspect-ratio: 16 / 10;
  }

  .mandate-list {
    grid-template-columns: 1fr;
  }

  .trust-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .trust-grid span {
    border-left: 0;
  }

  .section {
    padding: 58px 0;
  }

  .footer-grid,
  .footer-bottom {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .container {
    width: min(100% - 28px, var(--container));
  }

  .brand-logo {
    width: 78px;
  }

  .brand-text strong {
    font-size: 16px;
  }

  h1 {
    font-size: 32px;
  }

  h2 {
    font-size: 29px;
  }

  .hero-actions,
  .button {
    width: 100%;
  }

  .trust-grid,
  .choice-list,
  .card-grid.four,
  .steps,
  .mandate-list article,
  .field-row,
  .form-tabs {
    grid-template-columns: 1fr;
  }

  .mandate-panel {
    padding: 28px;
  }

  .trust-grid span,
  .trust-grid span:first-child {
    min-height: 56px;
    border-left: 1px solid var(--line);
  }

  .info-card {
    min-height: auto;
  }

  .quote-box p {
    font-size: 22px;
  }

  .mobile-cta {
    left: 14px;
    right: 14px;
  }
}